Oklahoma Bad Faith Insurance Lawyer

Our Oklahoma Bad Faith Insurance Lawyers at Dakota Low are familiar with the insurance companies’ methods because we practice almost solely in this field, and we keep them accountable — we make them do the right thing in every case, even if it means bringing the case to trial and fighting through appeal.

Because storm damage can quickly exceed billions of dollars, insurance firms battle tooth and nail to keep their money, which, regrettably for policyholders, often means depriving you of benefits you are promised under your contract.

While “bad faith” conduct differs by state, the following are some common types of poor faith conduct in Oklahoma:

• Delaying payment of claims unnecessarily;
• Putting the blame for your loss on something other than the true cause;
• Making a false claim that your loss is not covered;
• Failing to conduct a thorough investigation;
• Making up excuses to deny or delay your claim;
• Lengthening the claims process without justification;
• Attempting to reach an agreement with you for a sum that the insurer knows is insufficient and less than what is fully insured;
• Failing to explain why your claim was refused or underpaid in a clear and concise manner;
• Intentionally misinterpreting your policy’s terminology;
• Advising you not to seek an attorney;
• Conducting a skewed inquiry into your claim;
• Making false threats to cancel your insurance or deny your claim (essentially, bullying).